Coronavirus cover is currently only available on the Holiday Insurance Gold product only.
Please refer to our policy wordings for full cover details paying particular attention to what is covered and what is not covered.
You will be covered in the event that | What policy provides what | What we would need in the event of a claim | |
Before you Depart | You test positive for COVID-19 and are unable to travel | Holiday Insurance Gold policies purchased from 09/11/2020 onwards. | Confirmation of positive test results and no symptoms or diagnosis prior to purchasing your policy |
Your airline goes into administration due to the pandemic. | Holiday Insurance Gold policies purchased from 09/11/2020 onwards. | Confirmation that you are unable to recoup the costs elsewhere | |
When you are away | You fall ill with COVID-19 (or other Pandemic illness) abroad and need medical treatment abroad | All Holiday Insurance Policies | Confirmation that no symptoms or diagnosis made prior to travel |
You fall ill with COVID-19 (or other Pandemic illness) abroad and need to be repatriated to the UK | All Holiday InsuranceTravel Policies | Confirmation that no symptoms or diagnosis made prior to travel | |
You show symptoms of COVID-19 whilst on your trip and must self isolate in your accommodation and you would like to claim for any cancelled excursions. | Holiday Insurance Gold policies purchased from 09/11/2020 onwards. | Confirmation that no symptoms or diagnosis made prior to travel as well as proof of your proportional share of costs | |
You have been denied boarding at the airport due to detected symptoms of COVID | Holiday Insurance Gold policies purchased from 09/11/2020 onwards. | No cover if symptoms or diagnosis occurred prior to your policy purchase and subject to confirmation from your transport provider | |
Please note, that unless otherwise stated in the table above, no other costs related to COVID-19 will be covered. |